VSP use cases · Government contracts · SBA lending
Government contract financing, so the work starts before the government pays.
You won the contract. Now you need payroll, materials and equipment before the first payment arrives. VSP talks with you once, then finds lenders that fund government contractors your size, from lines of credit to purchase order financing.
SBA lending from VSP
Free to your business
Lenders pay us when a loan funds. You never pay us a fee.
- One conversation
- Matched lenders
- Honest about cost
- Free to you
The problem
What usually goes wrong.
Cash needed up front
Mobilization costs come before the first invoice is paid.
Banks don't understand awards
A signed contract isn't treated as collateral.
Applying everywhere
Every lender wants the same paperwork.
How VSP does it
Government contract financing, step by step.
- 01
One conversation
Award size, timing, revenue and what the money is for.
- 02
Matched lenders
Lenders that fund contractors like you, from SBA loans to lines of credit and receivables financing.
- 03
Honest about cost
We tell you plainly when an option is expensive.
- 04
Free to you
The lender pays us if your loan funds.
Why VSP stays narrow
One job, done deeply, with a person on it.
Getting approved depends a lot on which lender you ask. Each lender has its own rules. We focus on matching you to the ones whose rules you already fit.
Every VSP service has a real person on top of the AI. They set it up, check the work and answer to you.
Backed by research
The findings behind it.
Under half
of small firms that applied for financing got the full amount they asked for, in the Federal Reserve's recent surveys. Federal Reserve Small Business Credit Survey
Lender matters
The same Fed survey shows approval rates differ a lot between small banks, large banks, online lenders and others. Federal Reserve Small Business Credit Survey
Sources
Government contract financing: common questions
How does contract financing work?
A lender advances money against a contract, purchase order or invoices, so you can deliver the work before the customer pays. Terms vary a lot by lender.
What is purchase order financing?
A lender pays your supplier so you can fill a large order, then gets repaid when your customer pays. It fits product contracts more than services.
Can I get an SBA loan as a government contractor?
Yes, if you meet SBA and lender requirements. SBA lines of credit, such as CAPLines, are built for contract work.
Does VSP charge me?
No. The lender pays VSP a referral fee if your loan funds. VSP is not a lender and not part of the SBA.
Government contract financing, handled by VSP.
Bring your situation to a short call. We will tell you honestly if this is the right fit.