SBA loan broker · Small business loan broker

An SBA loan broker that talks to you once and finds the lenders.

Our process is simple. Start by talking to us. We learn what your business needs, then we find the lenders that fit, so you don't have to go to a lot of places. It costs your business nothing. The lender pays us if your loan funds.

Talk to us about fundingSee use cases

At a glance

Free to your business

Lenders pay us when a loan funds. You never pay us a fee.

  • One call to start
  • Lenders that fit
  • SBA and other options
  • Fewer applications

Human supervised at VSP

AI does the work. A person makes sure it is right.

VSP's systems do the repeat work fast. A person on our team sets it up, checks it and answers to you. That is the difference between a service and software you have to babysit.

  • A real conversation firstA person learns your business, the amount, the timing and what the money is for.
  • Matched, not blastedWe only send you to lenders whose rules your business fits, instead of spraying applications everywhere.
  • Honest about costIf an offer is expensive, we tell you plainly so you can compare.

What you get

Everything included.

  1. 01

    One call to start

    Tell us what you need once.

  2. 02

    Lenders that fit

    We match your size, history and need to lenders who say yes to businesses like yours.

  3. 03

    SBA and other options

    SBA loans, lines of credit, working capital and term loans, depending on what fits.

  4. 04

    Fewer applications

    No filling out the same form at ten banks.

  5. 05

    Free to you

    We are paid by the lender when a loan funds. You never pay us.

  6. 06

    Your documents stay private

    Statements go to the lender's own secure portal, not to our inbox.

How it works

From the first call to running.

  1. Talk to usWhat you need, how much and how soon.
  2. A few quick rangesRough monthly revenue, credit range, open loans and how long you have been in business.
  3. We find the lendersWe match you to the ones that fit.
  4. You apply once per matchThrough the lender's own secure process.
  5. You chooseCompare the offers and pick, or walk away.

Why it works

What the research says.

Under half

of small firms that applied for financing got the full amount they asked for, in the Federal Reserve's recent surveys. Federal Reserve Small Business Credit Survey

Lender matters

The same Fed survey shows approval rates differ a lot between small banks, large banks, online lenders and others. Federal Reserve Small Business Credit Survey

VSP use cases

How businesses use SBA lending.

Government contractsGovernment contract financingYou won the contract. Now you need payroll, materials and equipment before the first payment arrives. VSP talks with you once, then finds lenders...Local businessContractor financingTrucks, equipment, materials and payroll all come before the customer pays. VSP learns what your contracting business needs, then finds the lenders...Local businessSBA loans for restaurantsRestaurants borrow for build-outs, equipment, a second location or a slow season. Some lenders avoid restaurants, others specialize in them. VSP...Local businessBusiness loans for dentistsBuying a practice, adding chairs or new equipment takes capital. Some lenders specialize in dental practices. VSP learns your plans, then finds the...

SBA lending questions

How much does this cost me?

Nothing. The lender pays us a referral fee if your loan funds. You never pay us.

Are you a lender?

No. We are not a lender, and we are not part of the U.S. Small Business Administration. We help you find lenders that fit and they make the decision.

What do you need from me?

On the first call, only rough ranges: monthly revenue, credit score range, open loans or advances, and when the company started. Documents go straight to the lender's secure portal.

Can you guarantee approval?

No one honest can. We raise your odds by sending you only to lenders whose rules you fit.

What kinds of funding do you help with?

SBA loans, lines of credit, working capital and term loans. Federal contractors waiting on government payments are a common fit.

Start with one conversation.

Tell us what your business needs. We will tell you where to look.

Talk to us about funding